FAQs from RAC Breakdown
How much does RAC breakdown cover cost?
RAC breakdown cover starts from £5.29 a month for Basic single-vehicle cover. Here's a quick overview of all four plans:
- Basic from £5.29/month: Entry-level roadside assistance for a single vehicle.
- Standard from £8.99/month: Includes a free car health check worth £20.
- Extra from £9.49/month: Adds tyre, battery, and key replacement cover.
- Complete cover: The most comprehensive plan, including a free MOT, Onward Travel, and Legal Care Plus.
These prices reflect what at least 10% of new customers pay, so your quote may differ based on your details.
Does RAC offer a student discount?
Yes. Students can save up to 40% off RAC breakdown cover through Student Beans. You'll need to create a free Student Beans account and verify your student status, which typically takes around two minutes. The discount is available to students aged 16 and over in full-time education, including university, college, sixth form, and apprenticeships.
Does RAC offer an NHS discount?
Yes, RAC does offer a discount for NHS workers. Rates for healthcare staff typically start from around £5 a month. Check your preferred NHS discount platform for the latest available offer, as the exact saving can vary over time.
How does the RAC refer a friend scheme work?
When you refer a friend to RAC using your unique referral link and they purchase breakdown cover, you'll both receive a £25 Amazon Gift Card. You can refer up to 12 people, earning a maximum of £300 in gift cards. Gift cards are issued 60 days after the new member's policy start date and must be claimed within 60 days of being issued. Both parties need an active policy with no outstanding payments to qualify.
What is the RAC AA Price Promise?
RAC's AA Price Promise means that if you find the same level of breakdown cover cheaper directly through the AA within seven days of purchasing your RAC cover, RAC will beat that price by 20%. This is available to new customers only who haven't held RAC cover in the last 12 months. To claim, email proof of your AA quote, including your postcode, vehicle registration, date of birth, and cover level, to [email protected].
Can I cover multiple vehicles or family members on one RAC policy?
Yes. RAC's family breakdown cover lets you cover up to five people in the same household on a single policy, and you can include up to three vehicles registered at the same address. This is often more cost-effective than separate policies, and choosing Complete cover on a family plan gives you two free MOTs instead of one.
What is the myRAC app and what savings does it offer?
The myRAC app is a member-only platform that gives you access to exclusive discounts on fuel, tyres, servicing, and more. RAC members can save up to £200 a year through the app. It's available to anyone with an active RAC breakdown cover policy on Standard, Extra, or Complete plans.
Does RAC include free MOTs or car health checks with cover?
Yes. RAC includes two free car health checks (worth £20 each) with Standard, Extra, and Complete cover plans. Complete cover also includes one free MOT at selected RAC garages, worth up to £55. If you opt for family Complete cover, you'll receive two free MOTs instead.
Can I pay for RAC cover using Tesco Clubcard vouchers?
Yes. You can use Tesco Clubcard vouchers to renew your RAC UK breakdown membership. It's a handy way to put your Clubcard points to good use and reduce the out-of-pocket cost of your cover.
How do I contact RAC customer support?
You can reach RAC through several channels depending on your query:
- Phone: 0330 159 1111
- Phone: 0333 2000 999
- Phone: 0330 159 8743
- Phone: 03301 591 466
- Email: [email protected] (for price match and validation enquiries)
How to Save Money on RAC Breakdown Cover
Whether you're after basic roadside assistance or a fully comprehensive policy, RAC has cover to suit most budgets, and there are plenty of ways to pay less for it. From student and NHS discounts to referral rewards and a price match guarantee, this guide covers every saving angle worth knowing about.
How to Use an RAC Discount Code
If you've found a valid RAC discount code on vouchercloud, here's how to apply it when buying your cover online.
- Head to rac.co.uk/breakdown-cover and choose the level of cover you'd like.
- Select your vehicle details and any add-ons you want to include.
- Proceed to the checkout or payment page.
- Look for the promotional code or discount code field and enter today's valid code exactly as shown.
- Confirm the discount has been applied before completing your purchase.
RAC Breakdown Cover: Plans and Pricing
RAC offers four main tiers of personal breakdown cover, so you can choose what suits your needs and budget.
- Basic from £5.29/month: Entry-level single-vehicle cover for straightforward roadside assistance.
- Standard from £8.99/month: Includes a free car health check worth £20.
- Extra from £9.49/month: Adds tyre, battery, and key replacement cover on top of the health check.
- Complete cover: The most comprehensive option, including Onward Travel, Legal Care Plus, and a free MOT at selected RAC garages worth up to £55.
All prices shown reflect what at least 10% of new customers pay for single-vehicle cover, so your actual quote may vary based on your details.
Useful Add-Ons Worth Considering
RAC offers several optional extras that could save you money in the long run:
- Tyre Replace: Covers the cost of up to five new tyres per year, up to £180 per tyre.
- Battery Replace: Provides a new battery if yours can't be recharged, saving you around £200 on average.
- Key Replace: Covers lost, stolen, or damaged keys up to £1,500, saving you around £315 on average. Note that cover starts after seven days.
- Onward Travel: Included with Complete cover, this pays for a hire car for up to three days, overnight accommodation, or alternative transport if your car needs to go to a garage.
Discounts for Students and Key Workers
RAC offers some of its most competitive rates to students and NHS workers. Here's what's available.
Student Discount: Up to 40% Off Breakdown Cover
If you're in full-time education, you could save up to 40% on RAC breakdown cover through Student Beans. The process is straightforward: create a free Student Beans account, verify your student status in a couple of minutes, and then access the discounted rate. This is one of the most generous discounts available on RAC cover, making it well worth checking before you commit to a policy.
NHS Discount on RAC Breakdown Cover
RAC offers a discount for NHS workers on their breakdown cover. Rates for healthcare workers typically start from around £5 a month, making it a cost-effective option for those working in the health service. Check your preferred NHS discount platform to find the current offer, as the exact saving can vary.
Refer a Friend and Earn Amazon Gift Cards
RAC's referral programme is a rewarding way to reduce the cost of your membership. When you refer a friend who goes on to join RAC, you'll both receive a £25 Amazon Gift Card. You can refer up to 12 people per year, which means a potential total of £300 in gift cards for you alone.
A few things to keep in mind:
- The referee must live at a different address to the referrer.
- They must purchase cover via your unique referral link.
- Gift cards are issued 60 days after the policy start date and must be claimed within 60 days.
- Both parties need an active policy with no outstanding payments to be eligible.
- This offer excludes European Breakdown Cover and Business Breakdown Cover.
RAC's AA Price Promise: Beat Any AA Quote by 20%
If you're comparing RAC against the AA, it's worth knowing that RAC will beat any equivalent AA quote by 20% for new customers. To claim, you'll need to email proof of your AA quote to [email protected] within seven days of purchasing your RAC cover. The quote must include your postcode, vehicle registration, date of birth, and the equivalent cover level, and the personal details must match those used for your RAC policy.
If you paid annually, the difference is refunded to your card within 30 working days. If you pay monthly, your remaining payments for the year will be reduced accordingly.
Family and Multi-Vehicle Cover: Better Value for Households
Family breakdown cover is a practical option for households with multiple drivers. A single family policy can cover up to five people living at the same address, and you can include up to three vehicles registered to that address on one policy. This is often more cost-effective than taking out separate policies for each person or vehicle.
Choosing Complete cover on a family policy also unlocks two free MOTs rather than one, a saving of up to £110 in total.
Save More with the myRAC App and Member Benefits
Once you're an RAC member, the myRAC app gives you access to ongoing savings that go well beyond breakdown cover. Members can save up to £200 a year on fuel, tyres, and car servicing through app-exclusive deals. Standard, Extra, and Complete cover plans also include two free car health checks per year, each worth £20.
If you already have breakdown cover elsewhere, RAC also offers a Membership Only option for a small fee, giving you access to all the app benefits and member discounts without paying for duplicate cover.
Pay with Tesco Clubcard Vouchers
Did you know you can renew your RAC UK breakdown membership using Tesco Clubcard vouchers? If you collect Clubcard points through your regular shopping, this is a handy way to offset the cost of your cover without spending extra cash.
Get in Touch with RAC
If you have questions about your cover, a discount, or a price match claim, you can reach RAC through the following:
- Phone: 0330 159 1111
- Phone: 0333 2000 999
- Phone: 0330 159 8743
- Phone: 03301 591 466
- Email: [email protected] (for price match and validation queries)